HOSPITALITY FINANCE SPECIALISTS
Financing hospitality assets takes more than access to capital — it takes an understanding of how these businesses actually perform week to week, season to season.
Appella Commercial Finance arranges tailored funding for:
independent hotels, boutique properties, serviced apartments, pubs with rooms, guesthouses, resorts, trading hospitality assets, and small hotel groups.
​Through our partnership with International Golf & Resort Management (IGRM), we combine financial structuring expertise with real operational insight — helping lenders and credit committees feel confident in the underlying performance, strategy, and risk.
What We Finance
We support hospitality owners, operators, developers, and buyers with funding for:
Development Finance
Funding for new-build hotels, aparthotels, conversions, extensions, and refurb-led development.
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Typical structures include up to 75% LTC, with interest roll-up options available.
Acquisition Finance
Flexible structures for purchasing Independent hotels, trading assets, or distressed opportunities — including faster completion routes where required.
Refinance & Capital Release
Debt consolidation, improved terms, covenant restructuring, and funding for refurbishment, upgrades, and repositioning — including releasing capital to support growth.
Bridging Finance
Short-term funding for purchases, auctions, time-sensitive transactions, or planning requirements, with completion possible in as little as 7–14 days (case dependent).
Brand & Franchise Funding
Finance for brand conversions, FF&E (furniture, fixtures & equipment)
Operating system upgrades, and compliance with brand standards and lender requirements.
Why Choose Appella + IGRM
Hospitality funding is judged differently from standard commercial property — lenders want confidence in operations, not just bricks and mortar.
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Working with Appella + IGRM gives you:
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Stronger lender confidence through credible operational assessment
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A fit for independent, boutique, and family-run businesses
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Funding structures aligned to real performance, seasonality, and cashflow patterns
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Access to specialist hospitality lenders, boutique banks, and private credit funds
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A team that helps you present the opportunity clearly — so you don’t get stuck in “maybe”
Our Process
We keep it clear and structured, so you’re never guessing what happens next.
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Initial conversation to understand the asset, trading performance, and your objectives
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Operational + financial review, supported by IGRM where appropriate
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Targeted lender search to identify the most suitable funding options
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Negotiation of terms (rate, covenants, drawdown, and structure)
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Support through valuation, legal work, and completion — right through to funding
Speak to a Specialist
If you’d like a quick, no-obligation conversation, we’ll listen first, ask the right questions, and tell you what options are realistically available.
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We can provide an initial assessment within 24 hours.
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Operational:
Telephone: +44 7880 937745
Email: michael.longshaw@igrm.co.uk
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Lending:
Telephone: +44 7984 397795
